Q: Is there any reason to get preapproved for a loan? A: For a large purchase, such as a home or car, having that preapproval in hand before you start shopping is crucial. A preapproval is a written letter from a lender specifying how large of a loan you will be eligible for. The letter will also … [Read more...] about Why Do I Need To Get Preapproved for a Loan?
The holiday season brings a flurry of frenzied consumerism, unabashed greed and endless shopping. As a parent, though, you want your kids to associate this time of year with giving and not just with taking. How can you give your kids a joyous holiday season and teach them about kindness at the same … [Read more...] about Give Your Kids the Gift of Giving
Q: This is the year I finally got that raise! What should I do with the extra money? A: Beyond the money, getting a raise is a rewarding recognition that the work you’re doing for your employer is valued. It means you’re on the right path in your career. This should be one of many such events in … [Read more...] about What To Do After Getting A Raise
Take your kids with you on your next visit to Ohio HealthCare FCU. Let them watch you balance your checkbook. Show your kids how you pay your bills so they know that electricity, water, gas, phones and cable all cost money. Give them a budget for an item they want, and let them choose which … [Read more...] about 7 Easy Ways To Give Your Kids A Financial Education
In a recent scam targeting cash-strapped millennials, fraudsters are once again cashing in on people’s naivety and goodwill. Only this time they’re using social media to make it happen. What makes the scam especially cruel is that fraudsters specifically look for victims who are short on funds, … [Read more...] about Protecting Yourself Against Card Cracking Scams
Chances are, you or someone you know has had their identity stolen at one point or another. It can be expensive, stressful and extremely complicated to recover from. Here are seven ways to help protect yourself and your most important data from identity thieves. 1. Secure Your … [Read more...] about How To Protect Yourself From Identity Theft
The holiday season is a special time. With Charlie Brown on TV and carols on the radio, and an ever-growing list of people to shop for, it’s easy to get carried away. The pressure to over-shop and overspend when you’re rushing to buy everything on your list can be overwhelming. No worries, though; … [Read more...] about Surviving the Holidays With Your Sanity Intact