Highest possible rates, maximum safety.
With a certificate, you promise to leave your money on deposit with us for a fixed period of time. In return, we pay you a generous dividend rate.
Worried you might not have enough money to get started or not be able to wait until a certificate matures? You can open a Share Certificate with as little as $500, and we have terms as short as just 3 months.
Have a little more money to stash away? Then consider a Jumbo Certificate. With an opening balance of just $5000, you’ll earn a substantially higher rate than even our generous standard certificates.
All Certificates offer:
- Fully insured by NCUA up to $250,000.
- Higher rate than savings or money market accounts.
- Terms from 3 to 60 months.
*All certificates carry an early withdrawal penalty if the certificate is closed before the close of the term. If the term is 12 months or less, the withdrawal penalty is 90 days of dividends. If the term is over 12 months, the withdrawal penalty is 180 days of dividends.